Frequently Asked Questions

Medicare Advantage (also called Part C) is an all-in-one plan that includes your hospital insurance (Part A), medical insurance (Part B), and usually prescription drug coverage (Part D). Many plans also include extra benefits like dental, vision, and hearing. It is offered by private insurance companies approved by Medicare. Think of it as a bundled package that often costs less than buying everything separately.

Costs vary based on your needs. Some Medicare Advantage plans have $0 monthly premiums. Your main costs are usually your monthly premium, any deductibles, copays when you visit the doctor, and prescription costs. We help you add up all these numbers so there are no surprises. Many people are surprised to find they can save money compared to what they pay now.

You can first sign up for Medicare during your Initial Enrollment Period, which starts 3 months before you turn 65 and ends 3 months after. After that, you can make changes each year during the Annual Enrollment Period from October 15 to December 7. There are also Special Enrollment Periods if you move, lose other coverage, or have certain life changes. We help you figure out exactly when you can enroll.

No. You can switch Medicare Advantage plans once a year during the Annual Enrollment Period (October 15 to December 7) with no penalties. If you are switching from Original Medicare to a Medicare Advantage plan, or vice versa, there is also no penalty. We help you time any changes so you never have a gap in coverage.